It’s kind of interesting to note from the vote on the healthcare bill, that the states that will benefit the most from the bill, are those who did not vote for it (i.e. Alabama, Louisiana, Oklahoma…). Some states which voted for it, had some of the least “need” for it (i.e. North Dakota, Connecticut, New York, Massachusetts…). Check this out:

Instead of Uncle Sam, we should now refer to the federal government as “Doctor Sam.”

There’s a good article on CBSNews.com, summarizing what the new health care bill will do.  There’s no such thing as a free lunch.  Here’s a few things that stuck out to me, that will have a huge effect on our personal finances in the years to come, not to mention the beauracracy that this will add…

First, six months after enactment, insurance companies could no longer deny children coverage based on a preexisting condition.

Do you understand what that means? I don’t like a lot of the big business world, but there’s a reason why insurance companies deny children insurance who have preexisting conditions.  It’s because they will drain the system.  The government has no concept of this, because they don’t create budgets, and live within their means. Businesses have to do that in the private sector.  Governments just print more money.

I have four children, and I can tell you that none of them have a “right” to health insurance or health care.  To say that they have a “right” to something, is to say that someone else has to lose or sacrifice their “right” to that resource.  There are consequences to all the one-liners that are thrown out by our incompetent politicians.  A “right” is NOT some subjective concept, or some abstract ideal.  When we give people “rights” we’re giving them something objective.  In this case, it’s a doctor’s time, expertise, and medical expenses.  To say that my child has a “right” to this, means that someone else has the “duty” to perform medical services for my child!

Children with preexisting conditions going onto the government or insurance company’s dole, will drain the system, and drive up costs for the rest of us.  My supposed “right” to healthcare for my child, would take away your ability to get service, and to hold onto your money.

What’s more, is that by 2014, ANYONE with a preexisting condition cannot be denied insurance!

Second, part of the funding for the bill would come from an excise tax on indoor tanning salons! Now that’s just weird and random.

Third, “Insurance companies must allow children to stay on their parent’s insurance plans until age 26.” Really?  Are people now classified as children until they’re 26?  I’m 28, does that mean I’ve only been an adult for two years?  I’ve been married since I was 21, and have 4 kids!

The main problem with this one, is that older children would normally pay higher insurance costs on their own plan.  By extending the age that they’re on their parents plan, this again, will spread some of the costs around to us.

Fourth, “In 2014, everyone must purchase health insurance or face a $695 annual fine. There are some exceptions for low-income people.”

I can’t find any other word for this but “wicked.”  To force someone to pay for health insurance is STEALING! My money does not belong to the government for them to decide to take it from me for a service I do not want.

This will actually raise healthcare costs, because people who do not have low enough income, may decide to take a lower paying job to avoid the fine.  Or, people who are forced to purchase insurance will find every reason to go see the doctor as often as possible.  When they do this, that will eat up available resources, decreasing supply, therefore increasing demand and costs.  Either way, costs for everyone will rise.

Doctor Sam says, “Who needs an apple a day to keep them regular, when you can have a government sized enema instead?!”

httpv://www.youtube.com/watch?v=LO2eh6f5Go0